Short Term Plans
Short Term Medical by
UnitedHealthcare / Golden Rule Insurance Company
If you are uninsured outside of Open Enrollment and don’t have access to an ACA – Affordable Care Act compliant plan, a Short Term Medical plan may be a good low cost, temporary solution.
Short Term plans provide excellent coverage for an accident or a new medical condition that begins after the plan becomes effective. Short term plans do not cover(Hover for definition).
Before Applying please read – Important Short Term Medical Plan Exclusions and Limitations
Instructions to get a Short Term Medical Quote & Apply Online:
- Enter your home zip code and the dates of birth of members to be covered.
- Select “View Plans”
- Compare Plans – There are 4 pages of plan options. This can be tricky!
Use the compare checkboxes to select 2-4 plans & see options side by side.
We recommend the “Short Term Medical Plus” 80/20 plans with either the $2500 or $5000 Per Cause Deductible.
A one-time, lump sum payment for the entire coverage period gives you a 20% discount.
You pay the first $2500 then 20% of charges until you’ve met the additional $2000 Out-of-Pocket Maximum.
Then the plan pays 100% of eligible charges up to $1 million.